Open banking has been slow to take off in the U.S., but now that the Consumer Financial Protection Bureau (CFPB) has announced it will release Advanced Notice of Proposed Rulemaking on this topic by December, that could be set to change.
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BBVA USA today announced that it is collaborating with Google to offer consumers a digital bank account through Google Pay, continuing its focus on innovation in the financial industry. For BBVA, the collaboration was made possible thanks to its decades-long focus on digital transformation and innovation, specifically its open banking initiative, BBVA Open Platform, that enables the bank and its partners to acquire and engage customers by embedding financial products that create powerful consumer value propositions.
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CB Insights’ latest Global Fintech Report highlights top fintech trends. Learn about the trends our team has its eyes on.
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Banking-as-a-Service also has the power to transform the lives of consumers for the better. A powerful example of this is within the student loan industry. While the first generation of fintechs connected consumers with better student loans, a new wave of companies are helping consumers alleviate the burden of student loan debt.
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